Blog
How Can I Improve My Home’s Value?
http://bucket.wistia.com/medias/vm73hqyww9?embedType=async&videoFoam=true&videoWidth=640 Buyers generally seek the least expensive home in the best neighborhood they can handle. Like the guy in the video says, you want to present a home that fits in the...
How Do I Evaluate An Offer?
http://bucket.wistia.com/medias/5eq5g2bol3?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there’s more to an offer than the price tag. Factors you should consider: Is this offer at, near or above my asking price? Are there clauses and...
What Is A Counter-Offer?
http://bucket.wistia.com/medias/q5hpw7insl?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes - a “counter” - that improves the terms. You need to put...
What Is Mortgage Insurance?
http://bucket.wistia.com/medias/3a8whxvd0y?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or...
How Can The FHA Assist Me In Buying A Home?
http://bucket.wistia.com/medias/beky6miki0?embedType=async&videoFoam=true&videoWidth=640 Remember these points from the video:the FHA works to make homeownership a possibility for more Americans. With the FHA, you don't need perfect credit or a high-paying job...
What Costs or Fees Are Associated With Loan Origination?
http://bucket.wistia.com/medias/2iqiz7hjqa?embedType=async&videoFoam=true&videoWidth=640 Yes, loan origination involves costs and fees. As you’ll see in the video, when you turn in your application you'll be required to pay a loan application fee to cover the...
How Do I Choose The Best Loan Program For Me?
http://bucket.wistia.com/medias/q3w9gg8vuy?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow...
What Is RESPA?
http://bucket.wistia.com/medias/gbwx9qxi6p?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential...
What Types Of Closing Costs Are Associated With FHA-Insured Loans?
http://bucket.wistia.com/medias/nmdoij2pp4?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a...
What Responsibilities Do I Have During The Lending Process?
http://bucket.wistia.com/medias/b9romj0id0?embedType=async&videoFoam=true&videoWidth=640 To ensure you won't fall victim to loan fraud, as you’ll see in this video, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand...
